Financing · State bank

Banco Ciudad

Checked: 09/21/2026Rates and requirements change month to month. Always confirm on the official site.

Published rate: Ciudad Primera Vivienda currently advertised at 7.5% TNA; legal text contains a subsidized first-home rate detail; General first-home 9.5%; non-permanent 11.5%
Indexation: UVA/CER + fixed rate
Maximum term: 25 years
Finances up to: 75% of the value
Maximum amount: Ciudad Primera Vivienda up to ARS 150m; General line up to ARS 200m
Minimum income: Current BCRA-reported minimum about ARS 767,600
Salary account: No minimum customer tenure stated; product-specific conditions apply
Where: CABA primarily; general line extends where Banco Ciudad has presence
What for: First/permanent home; non-permanent home; some renovation via separate line

Ciudad Primera Vivienda: property in CABA, first family/permanent home, up to 80 m² and property-value/m² limits; GCBA subsidy is part of the program.

First home Second home CABA Renovation

Go to the official site See mortgage-eligible properties

Zavaluo does not grant loans, takes no part in the application, and charges nothing to the person enquiring. Source: bcra.gob.ar.