Financing
Who lends to buy?
Banks with an active mortgage line in CABA and the Province, with the rate they publish, the term, how much they finance and what they ask for. Rates and requirements change month to month, so every entry says the day we checked it. Zavaluo does not lend and charges nothing to appear here.
14 banks · 3 programmesStated by each institution and the BCRA transparency regime · last checked 09/21/2026
- Banco CiudadState bankCiudad Primera Vivienda currently advertised at 7.5% TNA; legal text contains a subsidized first-home rate detail; General first-home 9.5%; non-permanent 11.5%up to 75% · 25 years · UVA/CER + fixed rateChecked: 09/21/2026
- Banco ComafiPrivate bankBCRA-derived feed updated 2026-09-18 shows 7.5%–9.0% TNA depending segment/destinationup to 75% · 20 years · UVA/CER + fixed rate · Exclusive to, or requires, a salary accountChecked: 09/21/2026
- Banco Credicoop Cooperativo LimitadoCooperative bankJune 2026 official rate sheet: first/only home 8% salaried / 9% non-salaried; second home 11.5% salaried / 12.5% non-salariedup to 70% · 20 years · UVA/CER + fixed rate; variable-peso lines also reported · Better rate with a salary accountChecked: 09/21/2026
- Banco de la Nación ArgentinaState bank6.7% TNA for qualifying salary clients / first permanent home up to stated UVA thresholds; 12% for other qualifying casesup to 75% · 30 years · UVA/CER + fixed rate · Exclusive to, or requires, a salary accountChecked: 09/21/2026
- Banco del SolDigital bank9% TNA + UVA advertised for Plan Sueldo; FAQ/general terms include 12.5% lineup to 80% · 20 years · UVA/CER + fixed rate · Better rate with a salary accountChecked: 09/21/2026
- Banco GaliciaPrivate bankBCRA-derived current feed shows 7.5% TNA for a permanent-home PHUVA line; Galicia product page also shows a 9.5% salary-client offer in an older legal blockup to 70% · 20 years · UVA/CER + fixed rate · Exclusive to, or requires, a salary accountChecked: 09/21/2026
- Banco HipotecarioPrivate bank7.5% TNA first/permanent home; 9.5% second home under current Plan Sueldo / Pack Emprendedor termsup to 80% · 15 years · UVA/CER + fixed rate · Better rate with a salary accountChecked: 09/21/2026
- Banco MacroPrivate bankOfficial site confirms preferential salary pricing; BCRA-derived feed still shows 15% TNA on reported UVA lines last updated 2026-04-01up to 70% · 20 years · UVA/CER + fixed rate; some USD mortgage lines · Better rate with a salary accountChecked: 09/21/2026
- Banco PatagoniaPrivate bank8.5% TNA for salary clientsup to 75% · 30 years · UVA/CER + fixed rate · Exclusive to, or requires, a salary accountChecked: 09/21/2026
- Banco SuperviellePrivate bank15% TNA with Plan Sueldo bonus; 17% general reference in current legal textup to 65% · 15 years · UVA/CER + fixed rate · Exclusive to, or requires, a salary accountChecked: 09/21/2026
- BBVA ArgentinaPrivate bankPermanent-home plans currently show 7.5% / 9.5% / 11.5% TNA depending plan and relationship; non-permanent examples 15% salary / 17% non-salaryup to 80% · 30 years · UVA/CER + fixed rate · Better rate with a salary accountChecked: 09/21/2026
- BrubankDigital bankBCRA-derived feed updated 2026-08-31: 12% TNA salary line; 14% TNA other CABA segmentsup to 70% · 30 years · UVA/CER + fixed rate · Better rate with a salary accountChecked: 09/21/2026
- ICBC ArgentinaPrivate bank6.9% TNA salary-client preferred; 9.9% general shown on current pageup to 80% · 20 years · UVA/CER + fixed rate · Better rate with a salary accountChecked: 09/21/2026
- Santander ArgentinaPrivate bank9.5% TNA shown on current product pageup to 70% · 20 years · UVA/CER + fixed rate · Exclusive to, or requires, a salary accountChecked: 09/21/2026
Public programmes and support
These are not market loans: they are programmes with their own requirements, and several are aimed at specific situations. We show each one with its restriction in plain sight.
- GCBA + Banco Ciudad — Ciudad Primera ViviendaMortgage with GCBA subsidy · First-home buyers meeting program/property criteriaChecked: 09/21/2026
- Instituto de Vivienda de la Ciudad (IVC) — Créditos individuales Ley 341TargetedIndividual housing credit · Households in critical housing emergencyChecked: 09/21/2026
- IVC — Programa de autogestión para la vivienda (Ley 341)TargetedCollective credit / subsidy framework · Low-resource households in critical housing need organized through qualifying cooperatives/mutuals/associationsChecked: 09/21/2026
Zavaluo does not grant loans, charges nothing to the person enquiring, and does not order this list by money. Each institution sets its own conditions and can change them without notice: always confirm on the official site before deciding.